Close this search box.

Top 5 cars with the most expensive insurance rates

Picture of Chris Teague

Chris Teague

The Chevrolet Sonic is one of the smallest cars you can buy, but it's costly to insure.

ValuePenguin, which is owned by Lending Tree, has surveyed the vehicle landscape, finding the top five vehicles with the most expensive car insurance rates.

To determine the winners in this survey, ValuePenguin investigated the relationship between car insurance costs and safety, specifically looking at driver fatalities per million registered vehicles according to data from the Insurance Institute for Highway Safety (IIHS).

The analysis determined that “vehicles associated with fewer fatal accidents tended to have lower car insurance costs. Conversely, cars associated with higher rates of fatal accidents saw more expensive car insurance rates.”

Click here to see the cheapest cars to insure.

No. 5 – Mitsubishi Lancer

2017 Mitsubishi Lancer

Photo courtesy of Mitsubishi Motors

The Mitsubishi Lancer ended its run in the U.S. in 2017, the victim of an increasingly competitive car market and in favor of a more SUV-focused lineup. The model generally handles well but had poor safety ratings and wasn’t as fuel efficient as the competition.

No. 4 – Nissan Sentra

2020 Nissan Sentra

Photo courtesy of Nissan North America

It’s easy to not expect much from the redesigned 2020 Nissan Sentra, but the model impresses according to our review. The Sentra starts just under $20,000 and the highest grade starts near $22,000. It’s fairly fuel efficient, getting 32-33 mpg combined depending on trim level. On top of that it’s comfortable to sit in and easy to drive.

No. 3 – Kia Forte

2020 Kia Forte

Photo courtesy of Kia Motors

Completely redesigned last year with updated features and a fresh new look, the Kia Forte is powered by a 147 horsepower, 2.0-liter engine that is paired with a standard six-speed manual transmission. The list of standard features includes air-conditioning, an 8.0-inch touch screen, a rearview camera with dynamic parking guide, Android Auto, Apple CarPlay, Bluetooth, forward collision avoidance, lane-departure warning, and driver attention warning.

No. 2 – Chevrolet Sonic


Photo courtesy of Chevrolet

All Chevrolet Sonics are powered by a turbocharged 1.4-liter engine that delivers 138 horsepower. The engine is paired with a six-speed automatic transmission. Standard equipment on the base-level Sonic LS includes air-conditioning, a 7.0-inch touchscreen display, Bluetooth streaming for two devices, Android Auto, Apple CarPlay, and an available Wi-Fi hot spot.

No. 1 – Nissan Versa

2020 Nissan Sentra

Photo courtesy of Nissan North America

Like the Sentra, the Versa was also redesigned for the 2020 model year. It’s the smallest traditional car sells in the U.S. With the redesign, the model gets new safety features, more power, better handling and a range of other improvements. It remains one of the least expensive cars you can buy.

Share this on your community


Leave a Comment

Your email address will not be published. Required fields are marked *


Sign up for our newsletter to get the latest guides, news, and reviews.

Scroll to Top

Subscribe our newsleter